Spend Less, Save More, & Make Time For A Rich Life

If you had no financial constraints, what would you be doing with your time? I’m sure you’d spend more time with family and friends and pursue the hobbies and interests you love, but after a while, even that would get old.  Most of the time, when I ask people why they aren’t doing what they love doing, it’s because of  money. Whether they’re afraid they don’t HAVE enough money to do what they really want to do, or are afraid to do what they really want because they’re afraid they won’t MAKE money, they are still afraid because of money.

You know, there are only three concrete ways I know of to have more money: 1) make more; 2) save more; and 3) spend less.

Not very glamorous is it? You could add a few more options for Bonnie and Clyde or the handful of rich, blond-and-tan heiresses out there, but for most of us there are only three choices.

Make more, save more, spend less. Vanilla, chocolate, and strawberry. Your basic Neapolitan medley.

Simple as that. No need to get fancy. (Remember, keep it simple, sexy!)

Debt is not glamorous. Getting out of debt is not glamorous. But what you can do AFTER you get out of debt can be downright fabulous!

Take a second now and just imagine. Imagine that you have no debt—Your car is paid for, your contributions are paid on time or early, your house is paid for, and you’ve got a nice bit of money stocked away for emergencies, retirement, your children’s education, and any other big expenditures you foresee. Hey, you’ve even got a bank account for travel and other luxuries.

What I’m getting at is you’ve got to have a mission and it’s got to be bigger than your bank account. Your mission is not about making money, though that may certainly contribute to your ability to make your mission come true. YOU are here for a reason and it’s time to stop waffling about in a state of confusion and/or ignorance and figure out what it is!

Where do your passion and your expertise intersect? That’s the place to start. And when you’re feeling irritated that you have to eat Neapolitan ice cream from Food Lion rather than a delicious gelato you order on your weekend trip to Rome, just remember, the Neapolitan is the gateway to your gelato!

Make more, save more, spend less. That’s got to be your mantra. You may have to go through gallons of Neapolitan but eventually you will hit gelato GOLD! Delicious, isn’t it?


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